Debt Consolidation Beginner's GuideDebt consolidation is the process of consolidating all of ones credit card payments, medical bills, and payday loans or personal loans into one low monthly payment. Because this is a negotiation process with the creditors, usually
no new loans are needed.
Debt management programs can offer an even further benefit to consumers. Debt management entails a debt consolidator to re-negotiate interest rates and payments with lenders on behalf of the consumer. Good debt consolidators will only suggest that the debtor pay what he or she can realistically afford per month. We have certified credit counselors standing by now to answer your debt related questions at 1-877-994-0998 or fill out the form above.
Some of the benefits of our debt plans may include:
- Reduced interest rates
- Removing fees
- Lowering one's overall monthly payment
- Consumer is able to reduce balance faster, most becoming debt free in 3-5 years
- Once plan is active, collection calls will stop
Debt Consolidators Are Certified Credit CounselorsOur debt consolidators are from a non profit consolidation company. They are here to answer your questions and find out what is best for your particular situation. Credit counselors will negotiate upon your behalf to lower payments, have fees waived, and your interest rates reduced. Building a strong financial education for you is a top priority. The debt consolidators will teach you how to handle your bills, use a family budget, create a way to save for your future, and most importantly become debt free.
Non Profit Debt Consolidator You Can TrustOur debt services team is a 501(c)(3) Non-Profit Organization. We offer free counseling services to consumers even if they are not enrolled in any of the debt consolidation plans. Free seminars are available to the public on how to control your debt. For more information call 1-877-994-0998.
Consolidate Debt : Free ConsultationOur phone lines are open late and open on weekends for you to call in and get your debt relief questions answered for free. Our debt counselors will spend as long as you need on the phone to get your full financial picture. Then, free recommendations will be made for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation is a solution for you.
"I'd like to thank you for getting me to the point in my life where I can honestly say, I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills. I just sent in my final payment. Thanks again."
San Jose, CA
"Wow. I cannot believe how much patience and time that you had for me. When I first called in I expected to be sold something or worse, but you guys really did have my best interest at heart. Now, I can breath again and I can see the light at the end of the debt tunnel. Thank you."
"I'll admit that I was a skeptic. But after speaking with you guys, I can truly say that your plan works. I have 3 more payments and I'll be debt free. I'm also starting to save for my son's education and my retirement. I couldn't have done it without you."
Last Updated: Friday, September 30, 2016